UK Tax Breakdown for the Self-Employed

This page explains self-employed tax liabilities and how to stay in control throughout the year.

What taxes do self-employed people pay?

Most self-employed people pay:

• Income Tax
• Class 2 National Insurance
• Class 4 National Insurance

How much you pay depends on:

• Income
• Allowable expenses
• Timing of payments

Why guessing your tax bill is dangerous

Without real-time visibility:

• You may spend money that belongs to HMRC
• You underestimate liabilities
• You face last-minute pressure

How Ovaro gives you clarity

Ovaro provides:

• Real-time income tracking
• Automatic expense categorisation
• Ongoing tax estimates

You always know where you stand.

Confidence comes from visibility

You don't need to be a tax expert — you need clarity. Ovaro gives self-employed people confidence, control, and peace of mind over their tax.