Everything you need to invoice, get paid, and stay organised.
You didn't become self-employed to spend evenings chasing invoices and sorting receipts. Ovaro gives freelancers and sole traders the full toolkit — without the stress.
Done for you.
Scan receipts or enter expenses manually. AI fills in the details, auto-categorises your costs, and keeps your records ready for accounting and tax.
Running a one-person business means every receipt matters. Ovaro's AI-powered expense logging removes the manual admin from tracking business expenses — scan a receipt, upload a document, or type it in. The system extracts the key details, categorises the cost and stores everything securely in one place.
No spreadsheets. No shoeboxes. No end-of-year panic.
- Track allowable expenses in real time
- Separate business and personal spending
- Keep clean, organised records
- Stay prepared for self-assessment
- Maintain structured documentation for compliance
Accept payments with a simple tap.
Accept contactless payments directly on your phone. No hardware needed. Customers pay in seconds.
With Tap to Pay on iPhone, you can take card payments straight from your phone — no card machine, no extra hardware, no terminal rental fees. Your customer taps their card or phone and the payment is processed instantly.
- Tradespeople and on-site contractors
- Freelance consultants
- Personal trainers and mobile services
- Event vendors and pop-ups
Payment links and QR codes, built in.
Connect Stripe to accept payments via links or QR codes and track every transaction automatically.
Every invoice can include a secure payment link, a scannable QR code and embedded online payment options — with automatic transaction tracking and no manual reconciliation.
- Create your invoice in seconds
- Send it via email or PDF
- Your client clicks the link or scans the QR code
- Payment updates automatically in your dashboard
Without the manual work.
Track income, expenses and profit at a glance. Stay organised and prepared for tax reporting.
Ovaro gives freelancers a real-time financial dashboard. Every invoice updates your income automatically. Every expense adjusts your profit instantly. You always understand your financial position — and you're prepared for tax reporting without surprises.
- Revenue, expenses and net profit at a glance
- Live payment status
- Cash flow trends over time
- Reports ready to hand to your accountant
MTD, the easy way.
Making Tax Digital (MTD) is moving UK tax toward digital record-keeping and digital updates. Ovaro keeps you organised with clean invoices, expenses and reports, so you're prepared as the rules evolve.
Full MTD submission features are in active development. In the meantime, Ovaro builds the structured digital records that MTD compliance is built on.
- Digital invoicing and receipts from day one
- Automated expense tracking
- Clean, structured records
- Built to adapt as HMRC rules change
Invoices by voice or text.
Describe what you need in plain language — by voice or text — and Smart Create instantly generates invoices, estimates or receipts for you.
Perfect for the van, the site, or between jobs. No templates, no manual formatting, no typing on a phone keyboard.
- Voice or text input
- Generates invoices, estimates and receipts in seconds
- No manual formatting required
- Outputs straight into your dashboard